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HDFC ERGO offers Student Overseas Travel Insurance Plan, which covers your medical expenses, stay disruption; baggage related risks and travel related risks seamlessly.
Your idea to study abroad in your dream university will definitely give an edge to your future. It will open millions of opportunities for you to explore and help you carve a niche in your career. Studying abroad is fun and is indeed a life changing decision; however it comes along with decent amount of risks. If you are planning to study outside India and stay abroad for a prolonged period, it is important to buy a student travel insurance policy to eliminate financial risks. HDFC ERGO offers Student Overseas Travel Insurance Plan, which covers your medical expenses, stay disruption; baggage related risks and travel related risks seamlessly.
What's Included?
Medical Related Coverage
Emergency Medical Expenses
Being a student in a foreign land, sudden sickness or injury may take a toll on your finances, with our insurance we provide cashless medical treatment in case of hospitalisation.
Emergency Dental Expenses
Maintain that smile as we reimburse for dental expenses in case of injury or acute pain.
Medical Evacuation
We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.
Body Repatriation
In case of death, we'll bear the cost to transfer the mortal remains to the home country.
Accidental Death
We will pay you a lump sum amount in case of an unfortunate accidental event leading to the death.
Permanent Disablement
While we cannot compensate for your loss, we promise to help by compensating in case of permanent disability in an accident.
Permanent Disablement
If an unfortunate accident causes permanent disability, we'll provide a lump-sum compensation to make things a little easier for you.
Baggage-related coverage
Loss of checked baggage
Don't let lost luggage slow you down as you embark upon a new journey in life. Let us compensate for the loss.
Delay of checked baggage
Kick start your classes even without your luggage with funds for emergency purchases in case of baggage delay.
Stay-related
Personal Liability
In a foreign land, if you are accidentally liable for any third party damage, we will compensate you for the same.
Bail Bond
We would help you out of a legal difficulty by paying the bail amount on arrest/detention for a bailable offense.
Study Interruption
Refund of tuition fees in case your study gets interrupted due to prolonged hospitalisation or death of immediate family member/sponsor.
Sponsor Protection
Your guardian became an angel? We'll pay tuition fees in the event of accidental death of your sponsor.
Compassionate Visit
Nothing better than a familiar face in a foreign country. Any immediate family member's visit is on us in case you are hospitalized for more than 7 days.
Loss of Passport
Fret not! We'll reimburse you for a new one.
What's Not Included?
Breach of Law
Any sickness or health issues caused to due to war related injury, or a breach of the law.
Consumption of Intoxicant substances
If you consume intoxicant or banned substance, the policy shall not entertain any claims.
Pre existing diseases
If you're suffering from a disease travelling or undergo treatment for an illness which already exists, we do not cover it.
Cosmetic and Obesity Treatment
If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.
Self Inflicted Injury
We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you
Adventure Sports
Any injury caused due to an adventure sport remains uncovered.
WHY HDFC ERGO?
Secured Over 1 Crore+ Smiles!
Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
