Student Travel Insurance

Studying abroad is an exciting prospect. There will be new places to explore, opportunity to meet people from around the world, but there's always a little nervousness! What if something happens? Who will help me? Well, we will help you in case there's an emergency with our Student Travel Insurance.

You may also be interested to know that no paperwork or medical test is required before issuing your student health policy.



Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked in baggage) of applicable sum insured and per item in baggage max 10%

Please note, that only students pursuing academic courses abroad, with a minimum age of 16 years and a maximum age of 35 years will be issued a Student Travel Policy.

What does the policy cover?
We've tried to 'pack in' maximum coverage for a variety of situations while you're travelling, alone or with your family with our student travel insurance. Have a look

Accidental bodily injury during the trip

Acute anesthetic treatment of teeth due to an injury

Emergency expenses made for medical evacuation to India

Total loss of your checked-in baggage by a common carrier

Cost of obtaining a fresh or duplicate passport in case of a lost passport

Reimbursement of tuition fees, in case the sponsor paying your fee passes away due to an injury

Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death

Reimbursement of current (paid) semester fee, if your education is interrupted due to a medical condition

Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier

Reimbursement of return ticket fare for a family member visiting you, the insured, if you're hospitalized for more than 7

Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise

Payment of bail amount to the appropriate authority, if you're arrested or detained by any judicial authorities for a bailable offence, while abroad

What does the policy not cover?
Like you have some questions that are out-of-syllabus, a student insurance policy also has situations that are out-of-scope. Here's a list of things your student travel insurance policy won't cover

War or nuclear threat in the country where you're travelling

Loss of checked baggage - no partial loss or damage shall become payable

Claims arising out of non - disclosed and non-declared pre-existing medical conditions will not be covered

Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities

Expenses incurred if you are-
Traveling against the advice of a physician

Receiving or are on a waiting list for specified medical treatment

Travelling to receive treatment abroad

Have been given terminal prognosis for a medical condition

Expenses incurred due to any of the following conditions:
Suicide self-inflicted injuries or illnesses

Mental disorder

Anxiety, stress or depression

Venereal diseases

Alcohol/drug abuse

HIV/AIDS

Life threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people up to 70 years of age. Customers need to declare all pre-existing diseases while taking the policy