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Along with travel insurance, this is the best gift you can give your parents in their twilight years, that too with a simple click.
Our parents have been with us through thick and thin. Now in their second innings, it time for you to be there for them. But professional commitments necessitate you being away from them. Considering this, what can be more endearing to your parents than having them at your place and spend quality time? Along with travel insurance, this is the best gift you can give your parents in their twilight years, that too with a simple click. With Reliance Travel Care Policy for Senior Citizens, bring your parents home
Take a look at the various plans that we have in store for you-
Travellers aged between 61-70 years-
Travellers aged between 71-90 years-
Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked in baggage) of applicable sum insured and per item in baggage max 10%. For travellers aged between 81-90 years, per illness/injury/hospitalization limit restricted to $15,000.
What does the policy cover?
Senior citizen travel insurance covers a variety of situations - have a look
Accidental bodily injury during the trip
Acute anesthetic treatment of teeth due to an injury
Total loss of your checked-in baggage by a common carrier
Emergency expenses made for medical evacuation to India
Special distress allowance if your plane is hijacked for more than 12 hours
Facility to provide you emergency cash in case you lose travel funds due to theft
Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours
Expenses incurred for the purchase of toiletries, clothing and medication in case luggage is missing for more than 12 hours
Reimbursement of return ticket fare for a family member visiting you, the insured, if you're hospitalized for more than 7 days
Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters
Insurance against burglary in your home, while you are travelling abroad covered under overseas travel insurance for senior citizens
Expenses incurred if a trip is cancelled or interrupted due to airline, medical, personal employment problems or natural disasters
Compensation for a third party in case your involuntarily actions result in someone's demise, cause someone injury or damage to health or property
Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death covered under overseas travel insurance for senior citizens
Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise covered under overseas travel insurance for senior citizens
What does the policy not cover?
Here's a list of things your senior citizen travel insurance policy won't cover
Expenses incurred if you are-
Traveling against the advice of physician and have to be hospitalized
Receiving or are on a waiting list for specified medical treatment.
Travelling to receive treatment abroad
Have been given terminal prognosis for a medical condition
Have been given terminal prognosis for a medical condition Expenses incurred due to any of the following conditions-
Suicide
Self-inflicted injuries or illnesses
Mental disorder
Anxiety, stress or depression
Venereal diseases
Alcohol/drug abuse
War or nuclear threat in the country where you're travelling
Schengen Travel insurance for senior citizens above the age of 80
In case of loss of checked baggage, no partial loss or damage shall become payable
Life threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people up to 70 years of age. Customers need to declare all pre-existing diseases while taking the policy.
Claims arising out of non- disclosed and non-declared pre-existing medical conditions will not be covered.
Any issues faced due to theft or loss of passport when left unattended or if you don't report the loss to local police authorities.
Want to extend your trip? Take a look at this
If your holiday is extended for any reason, we recommend that you extend your travel insurance policy.
