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A boon to school and college students with multiple benefits.
Highlights
Accident & Disability cover
Cover for Accidental Death and Permanent Total Disability arising out of an accident.
Hospitalization Expenses
Cover for Hospitalization Expenses for Accidental Injuries.
Out patient expenses cover
Cover for out patient expenses up to specified limits
Educational grant
Educational grant on Death /Permanent Disability of the parent (Bread winner).
School Student cover
Sum Insured options for School Student 50,000 & 1,00,000
College Student cover
Sum Insured options for College Student 75,000, 1,00,000 & 2,00,000
Policy Benefits:
Accidental Death
Permanent total disability following an accident.
Additional Benefits of the student insurance policy
Hospitalization cover for Rs.5000/- is available under all student care insurance following an accident. This includes a limit of out-patient treatment of Rs.1000/- for School students and Rs.2000/- for College students
Educational grant to students is available in case of death or permanent disability of the earning parent / guardian up to Rs.5000/- for a school student and Rs.10, 000/- for a college student. This amount can be availed once during the policy period
ELIGIBILTY
Students can be covered between the age of 3 years and 18 years under SCHOOL STUDENT CARE INSURANCE & between the age of 15 years and 25 years under COLLEGE STUDENT CARE INSURANCE
Schools, Colleges and other Research institutions can avail the policy
Sum Insured for Basic Cover (Death and Permanent Disability):
School Students - Rs.50,000/-
College Students Rs.1,00,000/-
The sum insured can be increased in multiples of Rs.10, 000 up to a maximum of Rs.1, 00,000 at an additional premium of Rs.0.60 per mile
Free Look Period:
A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening , stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal.
