HDFC ERGO Family Travel Insurance safeguards you and your family from possible risks and uncertainties that may occur during your travel period at an international destination.
Family vacations are all about leaving worries behind and making memories for a lifetime! And if you're concerned about emergencies that might arise on the trip, you can stay assured that we are here to take care of those. Get a single insurance plan to secure all your family members! HDFC ERGO Family Travel Insurance safeguards you and your family from possible risks and uncertainties that may occur during your travel period at an international destination. It not only keeps your plan smooth running as per the itinerary but also helps you combat stressful situation while traveling.
No matter where you wish to wander, we will cover you
Asia
Give your family a glimpse of the culture, heritage, and diversity that defines Asia, while ensuring that they stay protected at all times with our travel insurance plan. From medical coverage to baggage issues, we have got you covered!
Schengen countries
Has a Europe trip with the family always been on your bucket list? Besides being mandatory for a Schengen visa, travel insurance will ensure you have a thrilling and fun-filled experience with the ones most precious to you.
Worldwide, excluding USA and Canada
Planning to take your family to African safaris or Coral reef? While you draft your itinerary, dont forget to get a travel insurance plan so that you never have to worry about luggage hassles or medical emergencies.
Worldwide coverage
Your family health has always been your priority. And were here to ensure it is safeguarded even when you are not in your home country. Leave your family footprints across the globe fearlessly with Travel insurance.
What's Included?
Medical Related Coverage
Emergency medical expenses
If there's a medical emergency, we're there with our cashless treatment facility because you've got a friend in us.
Emergency dental expenses
Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!
Medical evacuation
We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.
Hospital daily cash allowance
Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.
Medical & Body Repatriation
In case of a death, we'll bear the cost to transfer the mortal remains to the home country.
Accidental death
We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.
Permanent Disablement
If an unfortunate accident causes permanent disability, we'll provide a lump-sum compensation to make things a little easier for you.
Baggage-related coverage
Loss of Baggage & Personal Documents
You don't want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.
Loss of checked-in baggage
What's the point of vacation shopping if your luggage gets lost? Don't worry, we'll compensate you for the loss of your checked-in baggage.
Delay of checked-in baggage
You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we'll reimburse you for the essentials while things get sorted.
Journey-related coverage
Personal liability
In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.
Hijack Distress Allowance
We might not be able to rescue a hijacked flight, but we'll definitely compensate you for the distress it causes you.
What's Not Included?
Breach of Law
Any sickness or health issues caused to due to war, injury, or a breach of the law.
Consumption of Intoxicant substances
If you consume intoxicant or banned substance, the policy shall not entertain any claims.
Pre existing diseases
If you're suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.
Cosmetic and Obesity Treatment
If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.
Self Inflicted Injury
We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you
Adventure Sports
Any injury caused due to an adventure sport remains uncovered.