Travel Insurance

Travel Insurance

With the onset of lockdown guidelines, if you are planning to step out and travel abroad for unavoidable reasons make sure you have Travel Insurance. It is indeed your Safety Ka Ticket, which will help you in tackling medical expenses arising due to COVID-19. Travelling during the pandemic calls for a lot of safety precautions, just like you wear a mask and sanitize your hands frequently similarly you need to have Travel Insurance plan with you to pay for medical expenses arising due to hospitalization.

What's Covered in Travel Insurance
Medical Related Coverage
Emergency medical expenses
If there's a medical emergency, we're there with our cashless treatment facility because you've got a friend in us.

Emergency dental expenses
Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!

Medical evacuation
We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.

Hospital daily cash allowance
Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.

Medical & Body Repatriation
In case of a death, we'll bear the cost to transfer the mortal remains to the home country.

Accidental death
We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.

Permanent Disablement
If an unfortunate accident causes permanent disability, we'll provide a lump-sum compensation to make things a little easier for you.

Baggage-related coverage

Loss of Baggage & Personal Documents
You don't want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.

Loss of checked-in baggage
What's the point of vacation shopping if your luggage gets lost? Don't worry, we'll compensate you for the loss of your checked-in baggage.

Delay of checked-in baggage
You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we'll reimburse you for the essentials while things get sorted.

Journey-related coverage
Personal liability
In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.

Financial Emergency Assistance
Even on a solo travel you are not alone. We'll provide emergency cash in case of robbery, theft, or dacoity.

Hijack Distress Allowance
We might not be able to rescue a hijacked flight, but we'll definitely compensate you for the distress it causes you.

Flight delay
Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.

Hotel Accommodation
Let us take care of your extended hotel accommodation while you recover from your medical emergency.

What's Not Covered in Travel Insurance
Breach of Law
Any sickness or health issues caused to due to war or a breach of the law.

Consumption of Intoxicant substances
If you consume intoxicant or banned substance, the policy shall not entertain any claims.

Pre existing diseases
If you're suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.

Cosmetic and Obesity Treatment
If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.

Self Inflicted Injury
We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you

Adventure Sports
Any injury caused due to an adventure sport remains uncovered.
Please note above information is for illustrative purpose before buying the policy refer detailed policy wordings for detailed inclusion and exclusions.

WHY HDFC ERGO?
Secured Over 1 Crore+ Smiles!
Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.