Home Insurance For Housing Society

Home Insurance For Housing Society

Before you realize it, your housing society becomes a giant home with hundreds of family members. HDFC ERGO housing society insurance provides complete protection against multiple factors to keep your society safe and secure for generations to come!

Many Homes Insured, under one Insurance
Stay protected for a year
Managing a sizeable society comes with multiple risks and hence calls for special protection. Secure your entire housing society for a year with HDFC ERGO housing society insurance plan. Get peace of mind with a single insurance plan that lasts an entire year.

Bigger properties higher coverage
Depending on the size of your housing society, you get the flexibility to choose the coverage amount that you think is enough. Choose a befitting number anywhere between 1 lakh to 3 crores and keep the entire society secured against threats.

One insurance; big discounts
What’s better than getting one comprehensive insurance plan that secures your entire housing society? Getting it on a 50% discount! Now secure your assets while saving big with the right home insurance plan.

Covers common amenities
We know you love your gym area and play courts, an untoward fire incident may damage the common amenities and society compound. Don't Worry, with HDFC ERGO common amenities are covered.

What's Included?

Fire
Just how a fire can't crumble your spirit, we'll cover losses your housing society has to incur due to a fire break out.

Natural Calamities
Did you know that 68% of India's land is prone to drought, 60% to earthquakes, 12% to flood, and 8% to cyclones? Read More...

Human Hazards
Troubled times can affect your home as well as your peace of mind. Keep it secure against strikes, riots, terrorism, and other malicious acts.

Accidental Damage
In case of any accidental damage to your building and societal amenities, we will cover you. This includes mishaps such as burst water tanks or leakage from automatic sprinkler installations Read More...

Terrorism Optional Cover
We also provide you optional cover against acts of terrorism for a nominal premium.

What's not Included?

Long term plans
We do not offer long term plans for co-operative housing societies.

Consequential loss
Consequential losses are losses that are not the natural result of a breach in the usual course of things, such losses remains uncovered

Cost of land
We understand your land holds value, however our policy does not pay for the cost of land.

Property under construction
We cover your home where you stay, any property which is not under possession or is getting constructed remains uncovered.

Willful Misconduct
We ensure that your unforseen losses are covered, however if there's any case of willfully done damage to your property, that remains completely out of the coverage scope of policy.

Wear & Tear
We understand your property gradually grows old and faces cracks or needs repairs, however an insurance cover shall not offer coverage for maintenance of the building.