Women Critical Illness Essential Plan

Women Critical Illness Essential Plan
Don't let any disease be a show stopper in your life, be prepared enough to give a fight against it and safeguard your finances too. Woman's health is as important as that of any other member of your family, secure it today and stay protected against cancer, major illnesses, heart diseases and other major surgeries under one single plan with HDFC ERGO, a brand trusted by 1 crore+ customers.

Reasons to choose Women Essential Critical Illness Plan
Surgical Procedures Covered
For treating any major illness doctors often suggest surgeries and we know with advancement of medical science, the treatment costs have increased. With this plan we cover women specific surgical procedures effortlessly.

Lumpsum Payment Benefit Plan
Understanding the criticality of the diseases and the requirement of financial assistance, we offer instant and lumpsum payment i.e your sum insured gets paid in one transaction.

Self Empowering Optional Covers
What stops women from achieving life goals, has to be dealt carefully to ensure it does create a road block on their path. We offer optional covers for loss of Job, Pregnancy and New-born baby complications, and Post-diagnosis support.

Uninterrupted Policy Continuation
Worried if one claim for minor illness will put an end to this policy? Well no, even if you claim for any minor illness your policy continues to cover you against major illnesses and surgeries for the balance sum insured.

What's Included?
Cancer Cover
When cancerous cells start multiplying and spread to other tissues in your body its referred to as Malignant Cancer. We offer 100% sum insured for all such women specific cancer.

Carcinoma in Situ
When abnormal growth of tissues remain localized and has not spread to the other organs or tissues of the body, which usually termed as carcinoma in-situ, this stage can be dealt effectively with medication and treatment. We cover you at this stage as well.

Major Illnesses Covered
We offer 100% sum insured to offer financial support in treating Systemic Lupus Erythematous with Lupus Nephritis and Rheumatoid Arthritis. These diseases are dreadful, need prolonged treatment and may lead to financial hazards.

Minor Illnesses Covered
Severe osteoporosis is a bone disorder, which usually happens during the later phase of life. With this Women Suraksha Cancer Plus plan, you get coverage for this illness for maximum of 25% of sum insured upto Rs. 10 lacs.

Surgical Procedures
Undoubtedly, surgical procedures are a major reason for financial drainage during the course of treatment. To reduce financial burden caused due to surgical procedures like.

Cardiac Ailments & Procedures
Heart ailments are that rare these days! As per WHO, Cardiovascular diseases (CVD) are the major cause of mortality globally, as well as in India. Get coverage for Open Chest CABG, First Heart Attack, Angioplasty, Insertion of Pacemaker and many more.

What's not included?Adventure sport injuries
Adventure sports can give you an adrenaline rush,but when coupled with accidents, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.

Self-inflicted injuries
You might think of causing injury to your precious self,but we do want you to hurt yourself. Our policy does not cover self-imposed injuries.

War
War can be disastrous and unfortunate. However,our policy does not cover any claim that are caused due to wars.

Participation in defense operations
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.

Venereal or Sexually transmitted diseases
We do understand the criticality of your disease. However,our policy does not cover venereal or sexually transmitted diseases.

Treatment of Obesity or Cosmetic Surgery
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.

Waiting Period / Survival Period
90 Days Waiting Period
90 days waiting period applicable on all illnesses/Procedures categorized as mojor.

180 Days Waiting Period
180 days waiting period applicable on all illnesses/Procedures categorized as a minor.

1 year Waiting Period
1 Year waiting period applicable for all claims under pregnancy and New Born Complications cover.

7 days Survival Period
7 days Survival Period on illnesses/Procedures including Maternity Complications.

30 day Survival Period
30 day Survival Period from date of delivery for New Born Complications and Condition must be diagnosed within two years from delivery of Baby

What makes my:health Women Suraksha a 360 Degree Insurance Plan?
Lumpsum Payment Benefit Plan
Understanding the criticality of the diseases and the requirement of financial assistance, we offer instant and lumpsum payment i.e your sum insured gets paid in one transaction.

Wide range of sum insured available
From 3 lac upto 1 crore, choose the sum insured plan according to your health history as well as affordability of premium.

Attractive Discounts
Get up to 5% discount for online policy. You also get 7.5% discount on 2 years policy and 12.5% for 3 years policy tenure.

Lifetime renewability
This feature makes HDFC ERGO Women Health Suraksha your health care partner and allows you unrestricted coverage.

Free Preventive Health Check-up
Get free preventive health check-up at every renewal, to ensure early detection of an ailment.

Tax Benefits
Get Tax Benefit under section 80 D.

Wellness Coach
The Wellness coach enables you to track your exercise and calorie count seamlessly. It helps you lead a fit lifestyle.

Free look cancellation
No compulsions. You are free to cancel the policy within 15 days from the date of receipt of policy document in case you find it unsuitable.