Women Cancer Plus Plan

Women Cancer Plus Plan
With the rapid increase in the number of cancer cases especially amongst women, it has become very crucial to get a cancer cover plan and stay protected against women specific cancer at all stages. The Cancer Plus Plan under my: health Women Suraksha will cover you against cancer along with major illnesses. For women today, it's become very important to secure her health because her medical needs are as important as everyone else in the family. Just to ensure that the financial planning is in place to treat any such major illnesses or cancer if at all it occurs get Women Cancer Plus Plan.

Reasons to choose Women Cancer Plus Plan

All Major Cancers Covered
Do let this dreadful disease deter you from achieving milestones in life. We not only cover major malignant cancer but also cover cancer while it is at the in-situ or initial stage for cervix uteri and breast.

Major Illnesses Covered
Imagine the state when your own healthy cells attack your organs internally causing slow yet hazardous effects on your body? Is that a crucial illness that needs coverage, don't worry we cover you totally!

Self Empowering Optional Covers
What stops women from achieving life goals, has to be dealt carefully to ensure it doesnt create a road block on their path. We offer optional covers for loss of Job, Pregnancy and New-born baby complications, and Post-diagnosis support.

Uninterrupted Policy Continuation
Worried? if one claim for minor illness will put an end to this policy? Well no, even if you claim for any minor illness your policy continues to cover you against major illnesses and surgeries for the balance sum insured.

What's Included?
Cancer Cover
When cancerous cells start multiplying and spread to other tissues in your body its referred to as Malignant Cancer. We offer 100% sum insured for all such women specific cancer.

Carcinoma in Situ
When abnormal growth of tissues remain localized and has not spread to the other organs or tissues of the body, which usually termed as carcinoma in-situ, this stage can be dealt effectively with medication and treatment. We cover you at this stage as well.

Major Illnesses Covered
We offer 100% sum insured to offer financial support in treating Systemic Lupus Erythematous with Lupus Nephritis and Rheumatoid Arthritis. These diseases are dreadful, need prolonged treatment and may lead to financial hazards.

Minor Illnesses Covered
Severe osteoporosis is a bone disorder, which usually happens during the later phase of life. With this my:health Women Suraksha Cancer Plus plan, you get coverage for this illness for maximum of 25% of sum insured upto Rs. 10 lacs.

What's not included?
Adventure sport injuries
Adventure sports can give you an adrenaline rush, but when coupled with accidents, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.

Self-inflicted injuries
You might think of causing injury to your precious self,but we dont want you to hurt yourself. Our policy does not cover self-imposed injuries.

War
War can be disastrous and unfortunate. However,our policy does not cover any claim that are caused due to wars.

Participation in defense operations
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.

Venereal or Sexually transmitted diseases
We do understand the criticality of your disease. However,our policy does not cover venereal or sexually transmitted diseases.

Treatment of Obesity or Cosmetic Surgery
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.

Waiting Period/Survival Period
90 Days Waiting Period
90 days waiting period applicable on all illnesses/Procedures categorized as Major.

180 Days Waiting Period
180 days waiting period applicable on all illnesses/Procedures categorized as Minor

1 year Waiting Period
1 Year waiting period applicable for all claims under pregnancy and New Born Complications cover.

7 days Survival Period
7 days survival period on illnesses/Procedures including maternity complications

30 day Survival Period
30 day Survival Period from date of delivery for new born complications and condition must be diagnosed within two years from delivery of baby.

What makes my:health Women Suraksha a 360 Degree Insurance Plan?
Lumpsum Payment – Benefit Plan
Understanding the criticality of the diseases and the requirement of financial assistance, we offer instant and lumpsum payment i.e your sum insured gets paid in one transaction.

Wide range of sum insured available
From 3 lac upto 1 crore, choose the sum insured plan according to your health history as well as affordability of premium.

Attractive Discounts
Get up to 5% discount for online policy. You also get 7.5% discount on 2 years policy and 12.5% for 3 years policy tenure.

Lifetime renewability
This feature makes HDFC ERGO Women Health Suraksha your health care partner and allows you unrestricted coverage.

Free Preventive Health Check-up
Get free preventive health check-up at every renewal, to ensure early detection of an ailment.

Tax Benefits
Get Tax Benefit under section 80 D.

Wellness Coach
The Wellness coach enables you to track your exercise and calorie count seamlessly. It helps you lead a fit lifestyle.

Free look cancellation
No compulsions. You are free to cancel the policy within 15 days from the date of receipt of policy document in case you find it unsuitable.