Critical Illness Insurance HDFC Ergo Health

Critical Illness Insurance
Your perfect partner during critical times, this plan will take away your financial worries and let you focus on health and recovery. Our health insurance for critical illness ensures there's no dent on your savings. It is a smart move made well in advance to have better financial planning to tackle life threatening diseases such as cancer, stroke, etc from draining your savings. Lower premiums and bigger coverage help you focus on your health without any financial stress.

Reasons to choose Critical Illness Insurance
Upto 15 Critical Illnessess covered
Just like you need a bigger umbrella to save yourself from heavy rain, you always need a plan with wide coverage and that's why we cover a wide range of illnesses in a single plan.

Lump Sum payment in a single transaction
We know you do not like the additional stress of checking with the insurance company about the money clearances and that's why we pay the sum insured in a single transaction.

2 Plans available
We have spoilt you for choices. Find the plan that best matches with your needs.

Option to buy for 1 & 2 Years
The plans are available for one or two years with the option of easy renewals.

What does Critical illness insurance cover?
Safeguards your finances
Your treatment will have little or no impact on your hard-earned savings as the insurance will take care of the hospital bills.

Ensures quality medical treatment
You have to worry about not being able to afford the medical expenses at quality hospitals. Courtesy the insurance, you can get the best treatment available that will get you up and running in no time.

Free Look Period
We provide a free look period of 15 days starting from the date of receipt of the policy document.

Lifetime Renewability
The policy can be renewed for a lifetime period.

No medical Check-ups
No medical check-ups up to the age of 45 years.

Tax saving under section 80D
Taking this insurance will also give you tax benefits and you can save tax up to Rs. 50,000.

What does Critical illness insurance not cover?
Adventure Sport injuries
Adventure sports can give you an adrenaline rush,but when coupled with accidents, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.

Self-inflicted injuries
You might think of causing injury to your precious self,but we do want you to hurt yourself. Our policy does not cover self-imposed injuries.

War
War can be disastrous and unfortunate. However,our policy does not cover any claim that are caused due to wars.

Participation in defense operations
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.

Venereal or Sexually transmitted diseases
We do understand the criticality of your disease. However,our policy does not cover venereal or sexually transmitted diseases.

Treatment of Obesity or Cosmetic Surgery
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.