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The policy offers coverage against legal liabilities arising from the professional's business practices. The categories of professions covered include but aren't limited to, construction and engineering, financial or professional investment adviser , management or business consultants, and more.
Covers legal liability for breach of professional duty within the conduct of the professional consulting/ consulting service this plan offers:
Settlements.
Compensatory damages are awarded against the medical professionals.
Legal costs and expenses related to defending legal actions.
Additional coverage for fraud and dishonesty, previous business, increased aggregate limit of indemnity.
Major categories of profession covered:
Construction & Engineering Construction consultant, engineer, architect, designer , and surveyor.
Medical Malpractice: Hospital, clinic, physiotherapist, psychologist, center , and home .
Financial or professional investment advisor .
Computer consultant: software development, system integration, software and hardware sales.
Solicitor.
Accountant.
Management or business consultant.
Miscellaneous (i.e. newspapers and magazines, recruitment agencies, school or college.)
Exclusion
Prior or pending claims.
Fraud and dishonesty.
Assumed duty or obligation.
Billings.
Related or associated entities.
Fines and penalties.
Nuclear.
Supply of products .
War.
Terrorism.
Absolute asbestos.
Mould.
Bodily Injury and property damage.
Antitrust.
Loss of Revenue.