Having a health insurance plan is really important because it helps pay for your medical bills when you get sick or injured. But sometimes, regular insurance might not just cover everything. That's where a Health Top Up Plan comes in.

It adds extra benefits to your existing insurance to ensure you're even more protected during medical emergencies. Whether it's covering big medical costs or giving you more options for treatment, the best health plan adds an extra layer of security for you and your family.

What is a Health Top up Plan?

A Health Top-up Plan is like extra protection for your health insurance. It helps pay for medical costs once you've reached the limit on your main insurance. Thus, it's to ensure you're still covered when your main insurance runs out, so you don't get stuck with big bills.

How a Health Top up Plan Helps?

Here are the benefits of health top up plans that basic health insurance doesn't cover:

Extra Medical Coverage

A health top up plan provides additional coverage beyond your basic insurance. This means you can access a wider range of medical services and treatments without worrying about hefty out-of-pocket expenses.

Whether it's specialized treatments, diagnostic tests, or extended hospital stays, the best health plan ensures you're covered when you need it the most.

Cost Effective

Even though a health top up plan gives you more coverage, it is still more cost-effective than choosing an online health insurance policy. You just have to pay a small premium and relax knowing it can save you by paying big medical bills later.

So, it's a smart way to manage your healthcare costs without spending too much money upfront. This makes it a practical choice for individuals and families looking to manage their healthcare expenses efficiently.

We provide the best health policy plan for you and your family at affordable prices. Contact us to get a quote today!

Reserve Funds

When unexpected health problems appear, a health top up plan acts as a safety net for your savings. Instead of using up all your savings on medical bills, this helps you to cover the extra costs that your basic insurance doesn't. It's like having an extra layer of protection for your wallet during emergencies.

What is the Difference Between a Rider and a Health Insurance Top up Plan?

A rider is like an add-on to your main insurance plan that provides extra coverage for specific things like critical illness or accidental death.

Meanwhile, a top up health insurance plan helps when the coverage limit of your main plan is exhausted. This gives you additional financial protection beyond the basic policy. Riders enhance your existing insurance while top-up plans provide extra coverage when needed.

Why Should You Buy a Health Top up Plan from Policy.Online?

Looking for the best health insurance plan that gives you everything you need? Here's why you should consider getting one from us:

Flexible

This policy makes your life easier with its flexibility. You'll love the hassle-free claim process, easy portability, and lifelong renewal options. Plus, it covers ambulance charges too! Even if you don't have a Mediclaim policy, you can still opt for this one. Just keep in mind, that up to a certain deductible limit, you'll need to cover the expenses yourself.

Everyone Covered

No one's left out with Policy.Online whether it's your little one who's just 91 days old or someone who's 65 years old. We provide health insurance plans online where everyone can be covered under a single sum insured. Hence, this means you can take care of yourself and your family members all in one go.

Domiciliary Treatment

Sometimes, you might need medical care at home instead of visiting the hospital. Maybe it's for a condition that doesn't need hospitalization but still requires attention. As long as the care is based on your physician's advice, this policy will cover all the costs.

Daycare Procedures Cover

Daycare procedures are medical procedures or surgeries that don't require you to stay overnight at the hospital. This policy covers the medical expenses incurred during the treatment of listed daycare procedures. So, whether it's a quick procedure that's done in a day, you're still covered for the expenses.

So, why wait? Get yourself a Health Top up Plan from Policy.Online today and relax knowing that you're covered for medical emergencies.

Conclusion

A health top up plan is like an extra layer of protection on top of your regular health insurance care. It's there to help you out when your general health insurance falls short to cover more of your medical expenses. With this plan, you can worry less about high medical bills and focus more on getting the care you need. It's a smart move to ensure you're fully covered when unexpected health issues arise.