Why Should You Consider Dengue Health Insurance? Find Out

Published on 25-Apr-2023

Dengue fever is a mosquito borne illness that can lead to serious health complications. Unfortunately, dengue virus is becoming more common in many parts of the world, including in India. If you are concerned about the potential costs of treatment, you may want to consider dengue health insurance. For more details continue to read given below findings.

What is Dengue Health Insurance?

Dengue health insurance, or "Dengue cover," is a special type of health insurance. It safeguards against the medical costs of treating dengue fever. Insurance of this type is growing in popularity in India due to vector borne diseases. This is because dengue is widespread in multiple regions of the country.

Benefits of Health Insurance

There are several benefits of having health insurance. First and foremost, it can provide financial protection in the event that you or a family member contracts dengue fever.

Treatment for dengue can be expensive, especially if hospitalization is required. Health insurance gives you peace of mind. You don't need to pay for medical bills from your pocket with this plan, you will have cashless treatment.

Health insurance plans offer a benefit: a deduction under Section 80D of the Income Tax Act, of 1961. This deduction applies to expenses incurred for health insurance and taking care of one's health. This provision is crucial for both tax planning and personal finance purposes.

Coverage Provided by Dengue Health Insurance

The coverage provided by dengue cover can vary depending on the specific policy you choose. Most of the policies cover hospitalization expenses. This includes room and board, as well as any necessary medications and medical procedures.

In addition to treatment, some dengue health policies may also cover outpatient treatment, such as visits to a doctor or clinic. This can be particularly useful if you or a family member contracts dengue fever but does not require hospitalization.

Some dengue insurance policies offer coverage for medical bills associated with dengue fever. This includes the cost of diagnostic tests and transportation to and from medical appointments.

How to Choose a Dengue Health Insurance Policy

When selecting a dengue health insurance policy, it's crucial to do your research and take several factors into account.

First and foremost, you should review the coverage offered by the policy and ensure that it meets your needs. This includes coverage for hospitalization, medications, and any other necessary medical procedures related to dengue fever.

Secondly, you should evaluate the premium of the insurance plan. You don't want to pay more than you can afford while you don't want to skimp on coverage. You may consider comparing the premium of various insurance plans to find the best one that suits your budget.

In addition to the coverage and premium, it's equally important to consider the reputation of the insurance company. You should look for a company with a strong track record of providing high-quality coverage and excellent customer service. You can check & compare the premium & benefits of Insurance given by various companies on Policy.Online.

Dengue Prevention and Control

Since there is no known cure for dengue fever, prevention is the most effective approach to avoid contracting the disease. Here are some practical ways to prevent dengue fever:

Remove stagnant water: It is essential to remove any standing water around your home. Standing water can be found in flowerpots, empty containers, and gutters. Mosquitoes breed in stagnant water, so it is important to remove them.

Use mosquito repellent: Use mosquito repellent to uncover skin to prevent mosquito bites.

Wear protective clothing: Wear long-sleeved shirts and pants to reduce the amount of skin exposed to mosquito bites.

Use mosquito nets: Use mosquito nets over beds to protect yourself from mosquitoes. This is particularly important if you live in an area with a high incidence of dengue fever.

Keep your environment clean: Keep your surroundings clean, and dispose of garbage properly to reduce the mosquito population.

Avoid outdoor activities during peak mosquito hours: Aedes mosquitoes are most active during the day, especially during sunrise and sunset.

Remember, prevention is key to avoiding dengue fever. By taking these simple steps, you can reduce your risk of contracting this viral infection.

Conclusion

Dengue health insurance can protect you financially and give access to high-quality medical treatment. This is in case you or a family member get dengue fever. When selecting a policy from Policy.Online, take into account the coverage, cost, and reputation of the insurer. Analyze these factors to make an informed decision.